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After receiving your financial contract and a few additional cheques, your merchandise will be shipped. If you would like to return the article, please read our return conditions. If we accept your return, we will contact the lender to terminate the credit contract. We may not be able to cancel funding if the return is out of our return time. Phillip Stoner is pleased to offer our customers the opportunity to apply for a simple financing contract to finance a purchase from us. Once you have been accepted by V12 Retail Finance, you will be asked to sign the credit agreement and once you have received your purchase, V12 will make your contract live and start your monthly repayments for the agreed duration. V12 Retail Finance Limited. Recorded in England and Wales 4585692. Approved and regulated by the Financial Conduct Authority. Registration number: 679653. Headquarters: One Arleston Way, Solihull, B90 4LH.

Address: 20 Neptune Court, Vanguard Way, Cardiff, CF24 5PJ. V12 Retail Finance Limited acts as a credit broker and introduces one or more lenders for which they receive a commission. Some of this information is public information, for example.B. electoral lists, district court judgments and bankruptcies. Other lenders may also submit information about the accounts you hold with them, for example this could include your payment history and balances on those accounts. All credit applications for which a credit reference search has been conducted are also submitted, although the result of the application is not taken into account. For online financial orders, we are only able to deliver the goods at the address of your credit agreement (your home address). You cannot have the goods sent in person to another address or take the goods from us.

Secure Trust Bank PLC. Recorded in England and Wales 541132. Approved by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number: 204550. Headquarters: One Arleston Way, Solihull, B90 4LH. V12 Retail Finance is a business name of Secure Trust Bank PLC. Finance Provided by V12 Retail Finance John Packer Ltd. is registered in England and Wales No. 2964334 in St. Ann Street, Salisbury, Wiltshire, SP1 2DR. John Packer Ltd.

acts as a credit broker and not as a lender and offers credit products from Secure Trust Bank PLC, which are traded as V12 Retail Finance. John Packer Ltd. is licensed and regulated by the Financial Conduct Authority. Registration number: 726537. Credit is subject to age and status. Within minutes of your application being approved, you will have the option to sign your credit agreement. If you have the option to sign and do so, a PDF of your credit contract will be displayed on the screen. You should read the credit agreement carefully before clicking on any relevant sections that agree with the terms. Once you have agreed to the terms of the credit agreement, Browns Family Jewellers will be notified and you will have nothing to do.

Note that products will not be assigned to your order until your finalized and signed agreement has been returned and received by V12 Retail Finance. Shipping your goods will soon follow after your agreement has been returned to our financial company. The lender will provide you with the contact information of the credit reference agency used. They also give you information on how to appeal the decision when you want to discuss it.